Insurance at a glance

Omocom Partner Insurance covers vehicles dedicated exclusively to rental through SnappCar.

Cover applies outside rental periods, while the vehicle is parked and during the specific journeys listed under “Permitted vehicle use”. This insurance does not provide cover during rental periods.

Vehicles must be registered in the Netherlands.

Apply for insurance

Please read the information below and the full insurance terms and conditions before applying. When you are ready, select “Application form” to submit your application.

Who is this insurance for?

This insurance is available to SnappCar business partners who:

• have a valid Chamber of Commerce registration;
• have at least three vehicles listed on SnappCar;

use SnappCar Keyless and offer immediate booking confirmation; and

• dedicate their insured vehicles exclusively to rental through SnappCar.

SnappCar will check your partner status after you submit your application.

Outside rental periods, vehicles may only be driven for the purposes listed under “Permitted vehicle use”.

What does the insurance cover?

This offer provides motor third-party liability insurance (WA). It covers your legal liability for injury to other people or damage to their property caused by or with the insured vehicle, subject to the insurance terms and conditions.

The limits per insured vehicle and accident are:

• Bodily injury: €6,450,000
• Property damage: €1,300,000

Higher limits apply where required by mandatory motor insurance law.

No deductible applies to third-party liability claims.

This offer does not include Limited Casco cover for damage to or loss of the insured vehicle. Limited cover for damage caused to another vehicle belonging to the policyholder is available in the circumstances described in Section 5.2 of the insurance terms and conditions.

Monthly premium

The premium depends on the type of coverage you prefer. Basic Coverage is required. You can also choose Extra Coverage (WA+), which is available only as an add-on to Basic Coverage and cannot be purchased separately.

• Basic Coverage: €16.67 per month (€200 per year)
• Extra Coverage (WA+): €3.33 per month (€40 per year), in addition to Basic Coverage

These premiums are subject to 21% insurance premium tax.

Omocom may adjust the premium in accordance with the insurance terms and conditions. You will normally receive written notice at least one month before a change takes effect, including information about any right to cancel.

Paying your premium

Premiums should be payed monthly.

You’ll receive a separate monthly invoice by email from Omocom covering all your registered partner vehicles. Please pay by bank transfer using the IBAN and payment reference provided on the invoice.

No claim-free years apply

You do not build up claim-free years under this insurance, and existing claim-free years do not affect your premium. No bonus–malus system applies.

Policy renewal and cancellation

Your initial insurance period and renewal date are stated in your Insurance Certificate.

Unless cancelled, the insurance renews for successive periods of 12 months. To prevent renewal, either you or Omocom must give at least two months’ written notice.

After the first renewal, you may cancel at any time by giving one month’s notice, including by email.

Permitted vehicle use

Your insured vehicles must be dedicated exclusively to rental through SnappCar. Temporary unavailability for maintenance, repairs or another permitted activity does not, by itself, exclude cover.

• Outside rental periods, cover applies while the vehicle is parked. Driving is covered only for the following purposes:
• Travelling to and from a workshop for routine maintenance, repairs or the periodic technical inspection (APK).
• Travelling between the vehicle’s usual location and the nearest car wash, petrol station or electric vehicle charging station.
• Moving the vehicle to or from another location to make it available for rental through SnappCar.
• Changing the vehicle’s usual parking location.
• Moving the vehicle at the request of the police, fire service or another competent authority.
• Moving the vehicle in an emergency involving an immediate and direct risk of injury or property damage.
• Transporting a person in a medical emergency.

Other private or business use is not covered, subject to the protections set out in the insurance terms and conditions. The insured vehicle must not be used to tow a trailer or another vehicle.

If the terms are not followed

Failure to comply with the insurance terms may affect your cover. Depending on the circumstances, compensation may be reduced or refused, or Omocom may be entitled to terminate the insurance.

Any reduction, refusal, termination or recovery of a payment is subject to the insurance terms and applicable law. The mandatory rights of injured third parties remain unaffected.

Your insurance documents

Your Insurance Certificate confirms your selected cover, insured vehicles, insurance period, premium and any special terms.

Please read it together with the full insurance terms and conditions, including the requirements for permitted vehicle use.

You will receive your Insurance Certificate from Omocom when your application is approved.

Insurer and applicable law

This insurance is provided by Omocom Försäkring AB, company registration number 559097-2377, with its registered office in Stockholm, Sweden.

Omocom is authorised to carry on insurance business and is supervised by the Swedish Financial Supervisory Authority, Finansinspektionen.

The insurance contract is governed by Dutch law. Mandatory provisions of Dutch law prevail over conflicting insurance terms.

Questions and complaints

If you have a question or are dissatisfied with your insurance or the handling of a claim, please contact Omocom first.

If you remain dissatisfied, you may request a review by Omocom’s Complaints Officer at complaints@omocom.insurance.

Omocom Försäkring AB
Birkagatan 1
SE-113 36 Stockholm
Sweden

Telephone: +46 10 332 02 00
Email: hello@omocom.insurance
Website: https://omocom.insurance

You retain the right to bring a claim before a competent court in accordance with applicable law.

Your personal data

Omocom is responsible for personal data processed in connection with this insurance. We process personal data in accordance with applicable data protection legislation, including the GDPR.

We may use service providers to support claims handling, customer service and policy administration. Where they process personal data on our behalf, they must follow our instructions and applicable data protection requirements.

Please see Omocom’s Privacy Notice for information about how we process personal data and your rights.
https://www.omocom.insurance/Omocom/PrivacyPolicy

Reporting loss or damage

Report any loss or damage to Omocom as soon as possible. Take reasonable steps to prevent further loss or damage.

Theft, attempted theft, burglary, attempted burglary and joyriding must also be reported to the police without undue delay.

Claims must be reported through your personal link that you receive in “Your Policy Documents”-email as soon as your application is approved.

Providing accurate information

Please answer all application questions accurately and completely.

Notify Omocom promptly of relevant changes, including changes to your insured vehicles or how they are used. If information changes while your application is being assessed, please contact Omocom.

Incorrect, incomplete or deliberately misleading information may affect your cover or Omocom’s ability to continue the insurance, subject to the insurance terms and applicable law.

Vehicle decals

Vehicles insured under this offer must display decals approved by SnappCar.

Please contact your SnappCar representative if you have questions about this requirement.